LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,757
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,025
−HK$1,288/mo
Today · 4.125%
HK$43,313
baseline
▲ 0.50% · 4.625%
HK$45,949
+HK$2,636/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,626/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,342
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,558
−HK$1,234/mo
Today · 4.125%
HK$47,792
baseline
▲ 0.50% · 4.625%
HK$50,311
+HK$2,519/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,584/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,909
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,430
−HK$1,546/mo
Today · 4.125%
HK$51,976
baseline
▲ 0.50% · 4.625%
HK$55,138
+HK$3,162/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$103,952/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,410
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,870
−HK$1,480/mo
Today · 4.125%
HK$57,350
baseline
▲ 0.50% · 4.625%
HK$60,373
+HK$3,023/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$114,700/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,060
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$58,835
−HK$1,803/mo
Today · 4.125%
HK$60,638
baseline
▲ 0.50% · 4.625%
HK$64,328
+HK$3,690/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$121,276/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,479
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,181
−HK$1,727/mo
Today · 4.125%
HK$66,908
baseline
▲ 0.50% · 4.625%
HK$70,435
+HK$3,527/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$133,816/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,363
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$75,645
−HK$2,319/mo
Today · 4.125%
HK$77,964
baseline
▲ 0.50% · 4.625%
HK$82,707
+HK$4,743/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$155,928/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,616
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$83,805
−HK$2,220/mo
Today · 4.125%
HK$86,025
baseline
▲ 0.50% · 4.625%
HK$90,560
+HK$4,535/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$172,050/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,275 · Scale 2, in force from 26 Feb 2026)