LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,760
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,027
−HK$1,289/mo
Today · 4.125%
HK$43,316
baseline
▲ 0.50% · 4.625%
HK$45,951
+HK$2,635/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,632/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,345
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,561
−HK$1,233/mo
Today · 4.125%
HK$47,794
baseline
▲ 0.50% · 4.625%
HK$50,314
+HK$2,520/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,588/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,911
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$50,433
−HK$1,546/mo
Today · 4.125%
HK$51,979
baseline
▲ 0.50% · 4.625%
HK$55,141
+HK$3,162/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$103,958/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,414
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$55,873
−HK$1,480/mo
Today · 4.125%
HK$57,353
baseline
▲ 0.50% · 4.625%
HK$60,376
+HK$3,023/mo
Deposit HK$7.15M · loan HK$10.72M · min. income ≈ HK$114,706/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,063
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,838
−HK$1,804/mo
Today · 4.125%
HK$60,642
baseline
▲ 0.50% · 4.625%
HK$64,332
+HK$3,690/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$121,284/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,482
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,185
−HK$1,727/mo
Today · 4.125%
HK$66,912
baseline
▲ 0.50% · 4.625%
HK$70,439
+HK$3,527/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$133,824/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,367
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$75,649
−HK$2,319/mo
Today · 4.125%
HK$77,968
baseline
▲ 0.50% · 4.625%
HK$82,712
+HK$4,744/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$155,936/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,620
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$83,809
−HK$2,221/mo
Today · 4.125%
HK$86,030
baseline
▲ 0.50% · 4.625%
HK$90,565
+HK$4,535/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$172,060/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,312 · Scale 2, in force from 26 Feb 2026)