LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,761
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,029
−HK$1,288/mo
Today · 4.125%
HK$43,317
baseline
▲ 0.50% · 4.625%
HK$45,953
+HK$2,636/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,634/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,346
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,562
−HK$1,234/mo
Today · 4.125%
HK$47,796
baseline
▲ 0.50% · 4.625%
HK$50,315
+HK$2,519/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,592/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,913
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,434
−HK$1,546/mo
Today · 4.125%
HK$51,980
baseline
▲ 0.50% · 4.625%
HK$55,143
+HK$3,163/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$103,960/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,415
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,875
−HK$1,480/mo
Today · 4.125%
HK$57,355
baseline
▲ 0.50% · 4.625%
HK$60,378
+HK$3,023/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$114,710/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,065
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,840
−HK$1,804/mo
Today · 4.125%
HK$60,644
baseline
▲ 0.50% · 4.625%
HK$64,334
+HK$3,690/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$121,288/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,484
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,187
−HK$1,727/mo
Today · 4.125%
HK$66,914
baseline
▲ 0.50% · 4.625%
HK$70,441
+HK$3,527/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$133,828/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,369
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$75,652
−HK$2,318/mo
Today · 4.125%
HK$77,970
baseline
▲ 0.50% · 4.625%
HK$82,715
+HK$4,745/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$155,940/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,623
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$83,812
−HK$2,221/mo
Today · 4.125%
HK$86,033
baseline
▲ 0.50% · 4.625%
HK$90,567
+HK$4,534/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$172,066/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,333 · Scale 2, in force from 26 Feb 2026)