LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,761
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,029
−HK$1,288/mo
Today · 4.125%
HK$43,317
baseline
▲ 0.50% · 4.625%
HK$45,953
+HK$2,636/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,634/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,346
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,563
−HK$1,233/mo
Today · 4.125%
HK$47,796
baseline
▲ 0.50% · 4.625%
HK$50,316
+HK$2,520/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,592/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,913
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$50,435
−HK$1,546/mo
Today · 4.125%
HK$51,981
baseline
▲ 0.50% · 4.625%
HK$55,144
+HK$3,163/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$103,962/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,416
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,875
−HK$1,481/mo
Today · 4.125%
HK$57,356
baseline
▲ 0.50% · 4.625%
HK$60,379
+HK$3,023/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$114,712/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,066
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$58,841
−HK$1,803/mo
Today · 4.125%
HK$60,644
baseline
▲ 0.50% · 4.625%
HK$64,334
+HK$3,690/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$121,288/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,485
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,188
−HK$1,727/mo
Today · 4.125%
HK$66,915
baseline
▲ 0.50% · 4.625%
HK$70,442
+HK$3,527/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$133,830/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,370
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$75,652
−HK$2,319/mo
Today · 4.125%
HK$77,971
baseline
▲ 0.50% · 4.625%
HK$82,715
+HK$4,744/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$155,942/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,624
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$83,813
−HK$2,220/mo
Today · 4.125%
HK$86,033
baseline
▲ 0.50% · 4.625%
HK$90,568
+HK$4,535/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$172,066/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,339 · Scale 2, in force from 26 Feb 2026)