LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,762
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,030
−HK$1,288/mo
Today · 4.125%
HK$43,318
baseline
▲ 0.50% · 4.625%
HK$45,954
+HK$2,636/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,636/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,347
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,563
−HK$1,234/mo
Today · 4.125%
HK$47,797
baseline
▲ 0.50% · 4.625%
HK$50,317
+HK$2,520/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,594/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,914
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$50,436
−HK$1,546/mo
Today · 4.125%
HK$51,982
baseline
▲ 0.50% · 4.625%
HK$55,145
+HK$3,163/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$103,964/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,417
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,876
−HK$1,481/mo
Today · 4.125%
HK$57,357
baseline
▲ 0.50% · 4.625%
HK$60,380
+HK$3,023/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$114,714/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,067
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$58,842
−HK$1,803/mo
Today · 4.125%
HK$60,645
baseline
▲ 0.50% · 4.625%
HK$64,335
+HK$3,690/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$121,290/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,486
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,189
−HK$1,727/mo
Today · 4.125%
HK$66,916
baseline
▲ 0.50% · 4.625%
HK$70,443
+HK$3,527/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$133,832/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,371
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$75,654
−HK$2,318/mo
Today · 4.125%
HK$77,972
baseline
▲ 0.50% · 4.625%
HK$82,717
+HK$4,745/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$155,944/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,625
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$83,814
−HK$2,221/mo
Today · 4.125%
HK$86,035
baseline
▲ 0.50% · 4.625%
HK$90,570
+HK$4,535/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$172,070/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,351 · Scale 2, in force from 26 Feb 2026)