LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,766
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,034
−HK$1,289/mo
Today · 4.125%
HK$43,323
baseline
▲ 0.50% · 4.625%
HK$45,959
+HK$2,636/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,646/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,352
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,568
−HK$1,234/mo
Today · 4.125%
HK$47,802
baseline
▲ 0.50% · 4.625%
HK$50,322
+HK$2,520/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,604/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,920
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,441
−HK$1,546/mo
Today · 4.125%
HK$51,987
baseline
▲ 0.50% · 4.625%
HK$55,151
+HK$3,164/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$103,974/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,422
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,882
−HK$1,481/mo
Today · 4.125%
HK$57,363
baseline
▲ 0.50% · 4.625%
HK$60,386
+HK$3,023/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$114,726/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,073
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,848
−HK$1,804/mo
Today · 4.125%
HK$60,652
baseline
▲ 0.50% · 4.625%
HK$64,342
+HK$3,690/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$121,304/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,493
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,196
−HK$1,727/mo
Today · 4.125%
HK$66,923
baseline
▲ 0.50% · 4.625%
HK$70,451
+HK$3,528/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$133,846/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,379
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$75,662
−HK$2,319/mo
Today · 4.125%
HK$77,981
baseline
▲ 0.50% · 4.625%
HK$82,726
+HK$4,745/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$155,962/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,634
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$83,823
−HK$2,221/mo
Today · 4.125%
HK$86,044
baseline
▲ 0.50% · 4.625%
HK$90,580
+HK$4,536/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$172,088/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,423 · Scale 2, in force from 26 Feb 2026)