LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,767
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,035
−HK$1,289/mo
Today · 4.125%
HK$43,324
baseline
▲ 0.50% · 4.625%
HK$45,960
+HK$2,636/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,648/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,353
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,569
−HK$1,234/mo
Today · 4.125%
HK$47,803
baseline
▲ 0.50% · 4.625%
HK$50,323
+HK$2,520/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,606/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,921
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,442
−HK$1,546/mo
Today · 4.125%
HK$51,988
baseline
▲ 0.50% · 4.625%
HK$55,152
+HK$3,164/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$103,976/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,424
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,883
−HK$1,481/mo
Today · 4.125%
HK$57,364
baseline
▲ 0.50% · 4.625%
HK$60,388
+HK$3,024/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$114,728/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,074
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,849
−HK$1,804/mo
Today · 4.125%
HK$60,653
baseline
▲ 0.50% · 4.625%
HK$64,344
+HK$3,691/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$121,306/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,494
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,197
−HK$1,728/mo
Today · 4.125%
HK$66,925
baseline
▲ 0.50% · 4.625%
HK$70,452
+HK$3,527/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$133,850/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,381
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$75,664
−HK$2,319/mo
Today · 4.125%
HK$77,983
baseline
▲ 0.50% · 4.625%
HK$82,728
+HK$4,745/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$155,966/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,636
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$83,825
−HK$2,221/mo
Today · 4.125%
HK$86,046
baseline
▲ 0.50% · 4.625%
HK$90,582
+HK$4,536/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$172,092/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,438 · Scale 2, in force from 26 Feb 2026)