LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,768
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,036
−HK$1,288/mo
Today · 4.125%
HK$43,324
baseline
▲ 0.50% · 4.625%
HK$45,960
+HK$2,636/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,648/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,354
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,570
−HK$1,234/mo
Today · 4.125%
HK$47,804
baseline
▲ 0.50% · 4.625%
HK$50,324
+HK$2,520/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,608/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,921
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$50,443
−HK$1,546/mo
Today · 4.125%
HK$51,989
baseline
▲ 0.50% · 4.625%
HK$55,152
+HK$3,163/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$103,978/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,424
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,884
−HK$1,481/mo
Today · 4.125%
HK$57,365
baseline
▲ 0.50% · 4.625%
HK$60,388
+HK$3,023/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$114,730/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,075
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,850
−HK$1,804/mo
Today · 4.125%
HK$60,654
baseline
▲ 0.50% · 4.625%
HK$64,344
+HK$3,690/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$121,308/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,495
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,198
−HK$1,727/mo
Today · 4.125%
HK$66,925
baseline
▲ 0.50% · 4.625%
HK$70,453
+HK$3,528/mo
Deposit HK$5.36M · loan HK$12.51M · min. income ≈ HK$133,850/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,382
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$75,664
−HK$2,319/mo
Today · 4.125%
HK$77,983
baseline
▲ 0.50% · 4.625%
HK$82,728
+HK$4,745/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$155,966/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,636
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$83,826
−HK$2,221/mo
Today · 4.125%
HK$86,047
baseline
▲ 0.50% · 4.625%
HK$90,583
+HK$4,536/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$172,094/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,445 · Scale 2, in force from 26 Feb 2026)