LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,768
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,036
−HK$1,288/mo
Today · 4.125%
HK$43,324
baseline
▲ 0.50% · 4.625%
HK$45,961
+HK$2,637/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,648/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,354
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,570
−HK$1,234/mo
Today · 4.125%
HK$47,804
baseline
▲ 0.50% · 4.625%
HK$50,324
+HK$2,520/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,608/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,922
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$50,443
−HK$1,546/mo
Today · 4.125%
HK$51,989
baseline
▲ 0.50% · 4.625%
HK$55,153
+HK$3,164/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$103,978/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,425
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,884
−HK$1,481/mo
Today · 4.125%
HK$57,365
baseline
▲ 0.50% · 4.625%
HK$60,389
+HK$3,024/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$114,730/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,075
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,851
−HK$1,803/mo
Today · 4.125%
HK$60,654
baseline
▲ 0.50% · 4.625%
HK$64,345
+HK$3,691/mo
Deposit HK$5.36M · loan HK$12.52M · min. income ≈ HK$121,308/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,496
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,198
−HK$1,728/mo
Today · 4.125%
HK$66,926
baseline
▲ 0.50% · 4.625%
HK$70,454
+HK$3,528/mo
Deposit HK$5.36M · loan HK$12.52M · min. income ≈ HK$133,852/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,382
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$75,665
−HK$2,319/mo
Today · 4.125%
HK$77,984
baseline
▲ 0.50% · 4.625%
HK$82,729
+HK$4,745/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$155,968/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,637
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$83,827
−HK$2,221/mo
Today · 4.125%
HK$86,048
baseline
▲ 0.50% · 4.625%
HK$90,583
+HK$4,535/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$172,096/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,451 · Scale 2, in force from 26 Feb 2026)