LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,769
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,037
−HK$1,289/mo
Today · 4.125%
HK$43,326
baseline
▲ 0.50% · 4.625%
HK$45,962
+HK$2,636/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,652/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,355
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,571
−HK$1,234/mo
Today · 4.125%
HK$47,805
baseline
▲ 0.50% · 4.625%
HK$50,325
+HK$2,520/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,610/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,923
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$50,445
−HK$1,546/mo
Today · 4.125%
HK$51,991
baseline
▲ 0.50% · 4.625%
HK$55,154
+HK$3,163/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$103,982/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,426
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,886
−HK$1,481/mo
Today · 4.125%
HK$57,367
baseline
▲ 0.50% · 4.625%
HK$60,390
+HK$3,023/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$114,734/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,077
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,852
−HK$1,804/mo
Today · 4.125%
HK$60,656
baseline
▲ 0.50% · 4.625%
HK$64,347
+HK$3,691/mo
Deposit HK$5.36M · loan HK$12.52M · min. income ≈ HK$121,312/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,497
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,200
−HK$1,728/mo
Today · 4.125%
HK$66,928
baseline
▲ 0.50% · 4.625%
HK$70,456
+HK$3,528/mo
Deposit HK$5.36M · loan HK$12.52M · min. income ≈ HK$133,856/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,384
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$75,667
−HK$2,319/mo
Today · 4.125%
HK$77,986
baseline
▲ 0.50% · 4.625%
HK$82,731
+HK$4,745/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$155,972/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,639
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$83,829
−HK$2,221/mo
Today · 4.125%
HK$86,050
baseline
▲ 0.50% · 4.625%
HK$90,586
+HK$4,536/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$172,100/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,468 · Scale 2, in force from 26 Feb 2026)