LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,770
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,038
−HK$1,289/mo
Today · 4.125%
HK$43,327
baseline
▲ 0.50% · 4.625%
HK$45,963
+HK$2,636/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,654/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,356
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,573
−HK$1,234/mo
Today · 4.125%
HK$47,807
baseline
▲ 0.50% · 4.625%
HK$50,327
+HK$2,520/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,614/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,924
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$50,446
−HK$1,546/mo
Today · 4.125%
HK$51,992
baseline
▲ 0.50% · 4.625%
HK$55,156
+HK$3,164/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$103,984/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,428
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$55,887
−HK$1,481/mo
Today · 4.125%
HK$57,368
baseline
▲ 0.50% · 4.625%
HK$60,392
+HK$3,024/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$114,736/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,078
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$58,854
−HK$1,804/mo
Today · 4.125%
HK$60,658
baseline
▲ 0.50% · 4.625%
HK$64,348
+HK$3,690/mo
Deposit HK$5.36M · loan HK$12.52M · min. income ≈ HK$121,316/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,499
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,202
−HK$1,728/mo
Today · 4.125%
HK$66,930
baseline
▲ 0.50% · 4.625%
HK$70,458
+HK$3,528/mo
Deposit HK$5.36M · loan HK$12.52M · min. income ≈ HK$133,860/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,386
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$75,669
−HK$2,319/mo
Today · 4.125%
HK$77,988
baseline
▲ 0.50% · 4.625%
HK$82,734
+HK$4,746/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$155,976/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,642
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$83,831
−HK$2,221/mo
Today · 4.125%
HK$86,052
baseline
▲ 0.50% · 4.625%
HK$90,588
+HK$4,536/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$172,104/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,488 · Scale 2, in force from 26 Feb 2026)