LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,774
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,043
−HK$1,288/mo
Today · 4.125%
HK$43,331
baseline
▲ 0.50% · 4.625%
HK$45,968
+HK$2,637/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,662/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,361
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,577
−HK$1,235/mo
Today · 4.125%
HK$47,812
baseline
▲ 0.50% · 4.625%
HK$50,332
+HK$2,520/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,624/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,929
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$50,451
−HK$1,546/mo
Today · 4.125%
HK$51,997
baseline
▲ 0.50% · 4.625%
HK$55,161
+HK$3,164/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$103,994/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,433
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,893
−HK$1,481/mo
Today · 4.125%
HK$57,374
baseline
▲ 0.50% · 4.625%
HK$60,398
+HK$3,024/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$114,748/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,084
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$58,860
−HK$1,804/mo
Today · 4.125%
HK$60,664
baseline
▲ 0.50% · 4.625%
HK$64,355
+HK$3,691/mo
Deposit HK$5.36M · loan HK$12.52M · min. income ≈ HK$121,328/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,505
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,208
−HK$1,728/mo
Today · 4.125%
HK$66,936
baseline
▲ 0.50% · 4.625%
HK$70,465
+HK$3,529/mo
Deposit HK$5.36M · loan HK$12.52M · min. income ≈ HK$133,872/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$670,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,394
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$75,677
−HK$2,319/mo
Today · 4.125%
HK$77,996
baseline
▲ 0.50% · 4.625%
HK$82,742
+HK$4,746/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$155,992/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,650
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$83,839
−HK$2,222/mo
Today · 4.125%
HK$86,061
baseline
▲ 0.50% · 4.625%
HK$90,597
+HK$4,536/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$172,122/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,553 · Scale 2, in force from 26 Feb 2026)