LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,776
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,044
−HK$1,289/mo
Today · 4.125%
HK$43,333
baseline
▲ 0.50% · 4.625%
HK$45,970
+HK$2,637/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,666/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,363
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,580
−HK$1,234/mo
Today · 4.125%
HK$47,814
baseline
▲ 0.50% · 4.625%
HK$50,334
+HK$2,520/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,628/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,931
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,453
−HK$1,547/mo
Today · 4.125%
HK$52,000
baseline
▲ 0.50% · 4.625%
HK$55,164
+HK$3,164/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$104,000/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,436
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,896
−HK$1,481/mo
Today · 4.125%
HK$57,377
baseline
▲ 0.50% · 4.625%
HK$60,401
+HK$3,024/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$114,754/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,087
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,862
−HK$1,804/mo
Today · 4.125%
HK$60,666
baseline
▲ 0.50% · 4.625%
HK$64,358
+HK$3,692/mo
Deposit HK$5.36M · loan HK$12.52M · min. income ≈ HK$121,332/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,508
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,211
−HK$1,728/mo
Today · 4.125%
HK$66,939
baseline
▲ 0.50% · 4.625%
HK$70,468
+HK$3,529/mo
Deposit HK$5.36M · loan HK$12.52M · min. income ≈ HK$133,878/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,397
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$75,680
−HK$2,320/mo
Today · 4.125%
HK$78,000
baseline
▲ 0.50% · 4.625%
HK$82,746
+HK$4,746/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$156,000/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,653
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$83,843
−HK$2,222/mo
Today · 4.125%
HK$86,065
baseline
▲ 0.50% · 4.625%
HK$90,601
+HK$4,536/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$172,130/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,584 · Scale 2, in force from 26 Feb 2026)