LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,777
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,046
−HK$1,288/mo
Today · 4.125%
HK$43,334
baseline
▲ 0.50% · 4.625%
HK$45,971
+HK$2,637/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,668/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,364
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,581
−HK$1,234/mo
Today · 4.125%
HK$47,815
baseline
▲ 0.50% · 4.625%
HK$50,335
+HK$2,520/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,630/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,933
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$50,455
−HK$1,546/mo
Today · 4.125%
HK$52,001
baseline
▲ 0.50% · 4.625%
HK$55,165
+HK$3,164/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$104,002/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,437
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,897
−HK$1,481/mo
Today · 4.125%
HK$57,378
baseline
▲ 0.50% · 4.625%
HK$60,403
+HK$3,025/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$114,756/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,088
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$58,864
−HK$1,804/mo
Today · 4.125%
HK$60,668
baseline
▲ 0.50% · 4.625%
HK$64,359
+HK$3,691/mo
Deposit HK$5.36M · loan HK$12.52M · min. income ≈ HK$121,336/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,510
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,213
−HK$1,728/mo
Today · 4.125%
HK$66,941
baseline
▲ 0.50% · 4.625%
HK$70,470
+HK$3,529/mo
Deposit HK$5.36M · loan HK$12.52M · min. income ≈ HK$133,882/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,399
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$75,682
−HK$2,320/mo
Today · 4.125%
HK$78,002
baseline
▲ 0.50% · 4.625%
HK$82,748
+HK$4,746/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$156,004/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,656
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$83,845
−HK$2,222/mo
Today · 4.125%
HK$86,067
baseline
▲ 0.50% · 4.625%
HK$90,604
+HK$4,537/mo
Deposit HK$1.79M · loan HK$16.09M · min. income ≈ HK$172,134/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,602 · Scale 2, in force from 26 Feb 2026)