LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,779
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,047
−HK$1,289/mo
Today · 4.125%
HK$43,336
baseline
▲ 0.50% · 4.625%
HK$45,973
+HK$2,637/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,672/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,366
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,583
−HK$1,234/mo
Today · 4.125%
HK$47,817
baseline
▲ 0.50% · 4.625%
HK$50,338
+HK$2,521/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,634/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,935
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$50,457
−HK$1,546/mo
Today · 4.125%
HK$52,003
baseline
▲ 0.50% · 4.625%
HK$55,168
+HK$3,165/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$104,006/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,439
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,899
−HK$1,481/mo
Today · 4.125%
HK$57,380
baseline
▲ 0.50% · 4.625%
HK$60,405
+HK$3,025/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$114,760/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,090
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$58,866
−HK$1,804/mo
Today · 4.125%
HK$60,670
baseline
▲ 0.50% · 4.625%
HK$64,362
+HK$3,692/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$121,340/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,512
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$65,216
−HK$1,728/mo
Today · 4.125%
HK$66,944
baseline
▲ 0.50% · 4.625%
HK$70,473
+HK$3,529/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$133,888/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,402
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$75,685
−HK$2,320/mo
Today · 4.125%
HK$78,005
baseline
▲ 0.50% · 4.625%
HK$82,751
+HK$4,746/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$156,010/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,659
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$83,849
−HK$2,222/mo
Today · 4.125%
HK$86,071
baseline
▲ 0.50% · 4.625%
HK$90,608
+HK$4,537/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$172,142/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,630 · Scale 2, in force from 26 Feb 2026)