LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,780
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,049
−HK$1,289/mo
Today · 4.125%
HK$43,338
baseline
▲ 0.50% · 4.625%
HK$45,975
+HK$2,637/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,676/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,368
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,584
−HK$1,235/mo
Today · 4.125%
HK$47,819
baseline
▲ 0.50% · 4.625%
HK$50,339
+HK$2,520/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,638/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,936
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,459
−HK$1,546/mo
Today · 4.125%
HK$52,005
baseline
▲ 0.50% · 4.625%
HK$55,169
+HK$3,164/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$104,010/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,441
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,901
−HK$1,482/mo
Today · 4.125%
HK$57,383
baseline
▲ 0.50% · 4.625%
HK$60,407
+HK$3,024/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$114,766/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,092
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,868
−HK$1,805/mo
Today · 4.125%
HK$60,673
baseline
▲ 0.50% · 4.625%
HK$64,364
+HK$3,691/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$121,346/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,515
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,218
−HK$1,728/mo
Today · 4.125%
HK$66,946
baseline
▲ 0.50% · 4.625%
HK$70,475
+HK$3,529/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$133,892/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,405
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$75,688
−HK$2,320/mo
Today · 4.125%
HK$78,008
baseline
▲ 0.50% · 4.625%
HK$82,754
+HK$4,746/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$156,016/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,662
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$83,852
−HK$2,222/mo
Today · 4.125%
HK$86,074
baseline
▲ 0.50% · 4.625%
HK$90,611
+HK$4,537/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$172,148/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,654 · Scale 2, in force from 26 Feb 2026)