LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,782
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,051
−HK$1,289/mo
Today · 4.125%
HK$43,340
baseline
▲ 0.50% · 4.625%
HK$45,977
+HK$2,637/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,680/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,370
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,587
−HK$1,234/mo
Today · 4.125%
HK$47,821
baseline
▲ 0.50% · 4.625%
HK$50,342
+HK$2,521/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,642/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,939
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,461
−HK$1,547/mo
Today · 4.125%
HK$52,008
baseline
▲ 0.50% · 4.625%
HK$55,172
+HK$3,164/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$104,016/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,444
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,904
−HK$1,481/mo
Today · 4.125%
HK$57,385
baseline
▲ 0.50% · 4.625%
HK$60,410
+HK$3,025/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$114,770/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,095
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$58,871
−HK$1,804/mo
Today · 4.125%
HK$60,675
baseline
▲ 0.50% · 4.625%
HK$64,367
+HK$3,692/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$121,350/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,518
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,221
−HK$1,728/mo
Today · 4.125%
HK$66,949
baseline
▲ 0.50% · 4.625%
HK$70,478
+HK$3,529/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$133,898/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,408
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$75,691
−HK$2,320/mo
Today · 4.125%
HK$78,011
baseline
▲ 0.50% · 4.625%
HK$82,758
+HK$4,747/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$156,022/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,666
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$83,856
−HK$2,222/mo
Today · 4.125%
HK$86,078
baseline
▲ 0.50% · 4.625%
HK$90,615
+HK$4,537/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$172,156/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,685 · Scale 2, in force from 26 Feb 2026)