LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,783
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,051
−HK$1,289/mo
Today · 4.125%
HK$43,340
baseline
▲ 0.50% · 4.625%
HK$45,978
+HK$2,638/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,680/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,371
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,587
−HK$1,235/mo
Today · 4.125%
HK$47,822
baseline
▲ 0.50% · 4.625%
HK$50,343
+HK$2,521/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,644/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,939
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,462
−HK$1,546/mo
Today · 4.125%
HK$52,008
baseline
▲ 0.50% · 4.625%
HK$55,173
+HK$3,165/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$104,016/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,445
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,905
−HK$1,481/mo
Today · 4.125%
HK$57,386
baseline
▲ 0.50% · 4.625%
HK$60,411
+HK$3,025/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$114,772/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$670,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,096
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$58,872
−HK$1,804/mo
Today · 4.125%
HK$60,676
baseline
▲ 0.50% · 4.625%
HK$64,369
+HK$3,693/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$121,352/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,519
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$65,222
−HK$1,729/mo
Today · 4.125%
HK$66,951
baseline
▲ 0.50% · 4.625%
HK$70,480
+HK$3,529/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$133,902/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,409
−HK$4,604/mo
▼ 0.25% · 3.875%
HK$75,693
−HK$2,320/mo
Today · 4.125%
HK$78,013
baseline
▲ 0.50% · 4.625%
HK$82,760
+HK$4,747/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$156,026/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,667
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$83,857
−HK$2,222/mo
Today · 4.125%
HK$86,079
baseline
▲ 0.50% · 4.625%
HK$90,617
+HK$4,538/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$172,158/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,696 · Scale 2, in force from 26 Feb 2026)