LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,785
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,053
−HK$1,289/mo
Today · 4.125%
HK$43,342
baseline
▲ 0.50% · 4.625%
HK$45,979
+HK$2,637/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,684/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,373
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,589
−HK$1,235/mo
Today · 4.125%
HK$47,824
baseline
▲ 0.50% · 4.625%
HK$50,345
+HK$2,521/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,648/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,942
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,464
−HK$1,547/mo
Today · 4.125%
HK$52,011
baseline
▲ 0.50% · 4.625%
HK$55,175
+HK$3,164/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$104,022/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$670,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,447
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,907
−HK$1,482/mo
Today · 4.125%
HK$57,389
baseline
▲ 0.50% · 4.625%
HK$60,414
+HK$3,025/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$114,778/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$670,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,098
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,875
−HK$1,804/mo
Today · 4.125%
HK$60,679
baseline
▲ 0.50% · 4.625%
HK$64,371
+HK$3,692/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$121,358/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,522
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,225
−HK$1,728/mo
Today · 4.125%
HK$66,953
baseline
▲ 0.50% · 4.625%
HK$70,483
+HK$3,530/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$133,906/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,412
−HK$4,604/mo
▼ 0.25% · 3.875%
HK$75,696
−HK$2,320/mo
Today · 4.125%
HK$78,016
baseline
▲ 0.50% · 4.625%
HK$82,763
+HK$4,747/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$156,032/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,671
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$83,861
−HK$2,222/mo
Today · 4.125%
HK$86,083
baseline
▲ 0.50% · 4.625%
HK$90,620
+HK$4,537/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$172,166/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,725 · Scale 2, in force from 26 Feb 2026)