LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,786
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,055
−HK$1,289/mo
Today · 4.125%
HK$43,344
baseline
▲ 0.50% · 4.625%
HK$45,981
+HK$2,637/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,688/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,374
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,591
−HK$1,234/mo
Today · 4.125%
HK$47,825
baseline
▲ 0.50% · 4.625%
HK$50,346
+HK$2,521/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,650/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,943
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,465
−HK$1,547/mo
Today · 4.125%
HK$52,012
baseline
▲ 0.50% · 4.625%
HK$55,177
+HK$3,165/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$104,024/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$670,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,449
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$55,909
−HK$1,481/mo
Today · 4.125%
HK$57,390
baseline
▲ 0.50% · 4.625%
HK$60,415
+HK$3,025/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$114,780/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$670,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,100
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,876
−HK$1,805/mo
Today · 4.125%
HK$60,681
baseline
▲ 0.50% · 4.625%
HK$64,373
+HK$3,692/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$121,362/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,523
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$65,227
−HK$1,728/mo
Today · 4.125%
HK$66,955
baseline
▲ 0.50% · 4.625%
HK$70,485
+HK$3,530/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$133,910/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,415
−HK$4,603/mo
▼ 0.25% · 3.875%
HK$75,698
−HK$2,320/mo
Today · 4.125%
HK$78,018
baseline
▲ 0.50% · 4.625%
HK$82,766
+HK$4,748/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$156,036/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,673
−HK$4,413/mo
▼ 0.25% · 3.875%
HK$83,863
−HK$2,223/mo
Today · 4.125%
HK$86,086
baseline
▲ 0.50% · 4.625%
HK$90,623
+HK$4,537/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$172,172/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,745 · Scale 2, in force from 26 Feb 2026)