LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,786
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,055
−HK$1,289/mo
Today · 4.125%
HK$43,344
baseline
▲ 0.50% · 4.625%
HK$45,982
+HK$2,638/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,688/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,375
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,591
−HK$1,235/mo
Today · 4.125%
HK$47,826
baseline
▲ 0.50% · 4.625%
HK$50,347
+HK$2,521/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,652/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,944
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,466
−HK$1,547/mo
Today · 4.125%
HK$52,013
baseline
▲ 0.50% · 4.625%
HK$55,178
+HK$3,165/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$104,026/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$670,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,449
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,910
−HK$1,481/mo
Today · 4.125%
HK$57,391
baseline
▲ 0.50% · 4.625%
HK$60,416
+HK$3,025/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$114,782/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$670,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,101
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,877
−HK$1,805/mo
Today · 4.125%
HK$60,682
baseline
▲ 0.50% · 4.625%
HK$64,374
+HK$3,692/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$121,364/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,524
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$65,228
−HK$1,728/mo
Today · 4.125%
HK$66,956
baseline
▲ 0.50% · 4.625%
HK$70,486
+HK$3,530/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$133,912/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,416
−HK$4,604/mo
▼ 0.25% · 3.875%
HK$75,699
−HK$2,321/mo
Today · 4.125%
HK$78,020
baseline
▲ 0.50% · 4.625%
HK$82,767
+HK$4,747/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$156,040/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,674
−HK$4,413/mo
▼ 0.25% · 3.875%
HK$83,865
−HK$2,222/mo
Today · 4.125%
HK$86,087
baseline
▲ 0.50% · 4.625%
HK$90,625
+HK$4,538/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$172,174/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,756 · Scale 2, in force from 26 Feb 2026)