LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,787
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,056
−HK$1,289/mo
Today · 4.125%
HK$43,345
baseline
▲ 0.50% · 4.625%
HK$45,982
+HK$2,637/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,690/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,375
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,592
−HK$1,235/mo
Today · 4.125%
HK$47,827
baseline
▲ 0.50% · 4.625%
HK$50,348
+HK$2,521/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,654/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,945
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,467
−HK$1,547/mo
Today · 4.125%
HK$52,014
baseline
▲ 0.50% · 4.625%
HK$55,179
+HK$3,165/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$104,028/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$670,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,450
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,911
−HK$1,481/mo
Today · 4.125%
HK$57,392
baseline
▲ 0.50% · 4.625%
HK$60,417
+HK$3,025/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$114,784/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$670,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,102
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,878
−HK$1,805/mo
Today · 4.125%
HK$60,683
baseline
▲ 0.50% · 4.625%
HK$64,375
+HK$3,692/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$121,366/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,525
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$65,229
−HK$1,728/mo
Today · 4.125%
HK$66,957
baseline
▲ 0.50% · 4.625%
HK$70,487
+HK$3,530/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$133,914/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,417
−HK$4,604/mo
▼ 0.25% · 3.875%
HK$75,700
−HK$2,321/mo
Today · 4.125%
HK$78,021
baseline
▲ 0.50% · 4.625%
HK$82,768
+HK$4,747/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$156,042/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,675
−HK$4,413/mo
▼ 0.25% · 3.875%
HK$83,866
−HK$2,222/mo
Today · 4.125%
HK$86,088
baseline
▲ 0.50% · 4.625%
HK$90,626
+HK$4,538/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$172,176/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,766 · Scale 2, in force from 26 Feb 2026)