LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,788
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$42,056
−HK$1,289/mo
Today · 4.125%
HK$43,345
baseline
▲ 0.50% · 4.625%
HK$45,983
+HK$2,638/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,690/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,376
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$46,593
−HK$1,234/mo
Today · 4.125%
HK$47,827
baseline
▲ 0.50% · 4.625%
HK$50,348
+HK$2,521/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,654/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$670,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,945
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,468
−HK$1,547/mo
Today · 4.125%
HK$52,015
baseline
▲ 0.50% · 4.625%
HK$55,179
+HK$3,164/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$104,030/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$670,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,451
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,911
−HK$1,482/mo
Today · 4.125%
HK$57,393
baseline
▲ 0.50% · 4.625%
HK$60,418
+HK$3,025/mo
Deposit HK$7.15M · loan HK$10.73M · min. income ≈ HK$114,786/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$670,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,103
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,879
−HK$1,805/mo
Today · 4.125%
HK$60,684
baseline
▲ 0.50% · 4.625%
HK$64,376
+HK$3,692/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$121,368/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,526
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$65,230
−HK$1,728/mo
Today · 4.125%
HK$66,958
baseline
▲ 0.50% · 4.625%
HK$70,488
+HK$3,530/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$133,916/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,418
−HK$4,604/mo
▼ 0.25% · 3.875%
HK$75,702
−HK$2,320/mo
Today · 4.125%
HK$78,022
baseline
▲ 0.50% · 4.625%
HK$82,769
+HK$4,747/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$156,044/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,677
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$83,867
−HK$2,222/mo
Today · 4.125%
HK$86,089
baseline
▲ 0.50% · 4.625%
HK$90,627
+HK$4,538/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$172,178/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,775 · Scale 2, in force from 26 Feb 2026)