LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,791
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,060
−HK$1,289/mo
Today · 4.125%
HK$43,349
baseline
▲ 0.50% · 4.625%
HK$45,986
+HK$2,637/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,698/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$670,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,379
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,596
−HK$1,235/mo
Today · 4.125%
HK$47,831
baseline
▲ 0.50% · 4.625%
HK$50,352
+HK$2,521/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,662/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$670,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,949
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,471
−HK$1,547/mo
Today · 4.125%
HK$52,018
baseline
▲ 0.50% · 4.625%
HK$55,184
+HK$3,166/mo
Deposit HK$7.16M · loan HK$10.73M · min. income ≈ HK$104,036/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$670,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,455
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,916
−HK$1,481/mo
Today · 4.125%
HK$57,397
baseline
▲ 0.50% · 4.625%
HK$60,423
+HK$3,026/mo
Deposit HK$7.16M · loan HK$10.73M · min. income ≈ HK$114,794/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$670,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,107
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,883
−HK$1,805/mo
Today · 4.125%
HK$60,688
baseline
▲ 0.50% · 4.625%
HK$64,381
+HK$3,693/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$121,376/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,531
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$65,235
−HK$1,728/mo
Today · 4.125%
HK$66,963
baseline
▲ 0.50% · 4.625%
HK$70,493
+HK$3,530/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$133,926/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,423
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$75,707
−HK$2,321/mo
Today · 4.125%
HK$78,028
baseline
▲ 0.50% · 4.625%
HK$82,775
+HK$4,747/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$156,056/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,683
−HK$4,413/mo
▼ 0.25% · 3.875%
HK$83,873
−HK$2,223/mo
Today · 4.125%
HK$86,096
baseline
▲ 0.50% · 4.625%
HK$90,634
+HK$4,538/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$172,192/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,825 · Scale 2, in force from 26 Feb 2026)