LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,793
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,062
−HK$1,289/mo
Today · 4.125%
HK$43,351
baseline
▲ 0.50% · 4.625%
HK$45,989
+HK$2,638/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$86,702/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$670,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,382
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,599
−HK$1,235/mo
Today · 4.125%
HK$47,834
baseline
▲ 0.50% · 4.625%
HK$50,355
+HK$2,521/mo
Deposit HK$8.94M · loan HK$8.94M · min. income ≈ HK$95,668/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$670,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,952
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$50,474
−HK$1,547/mo
Today · 4.125%
HK$52,021
baseline
▲ 0.50% · 4.625%
HK$55,187
+HK$3,166/mo
Deposit HK$7.16M · loan HK$10.73M · min. income ≈ HK$104,042/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$670,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,458
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$55,919
−HK$1,481/mo
Today · 4.125%
HK$57,400
baseline
▲ 0.50% · 4.625%
HK$60,426
+HK$3,026/mo
Deposit HK$7.16M · loan HK$10.73M · min. income ≈ HK$114,800/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$670,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,110
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$58,887
−HK$1,805/mo
Today · 4.125%
HK$60,692
baseline
▲ 0.50% · 4.625%
HK$64,384
+HK$3,692/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$121,384/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,535
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$65,239
−HK$1,728/mo
Today · 4.125%
HK$66,967
baseline
▲ 0.50% · 4.625%
HK$70,497
+HK$3,530/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$133,934/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,427
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$75,711
−HK$2,321/mo
Today · 4.125%
HK$78,032
baseline
▲ 0.50% · 4.625%
HK$82,780
+HK$4,748/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$156,064/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,687
−HK$4,414/mo
▼ 0.25% · 3.875%
HK$83,878
−HK$2,223/mo
Today · 4.125%
HK$86,101
baseline
▲ 0.50% · 4.625%
HK$90,639
+HK$4,538/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$172,202/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,863 · Scale 2, in force from 26 Feb 2026)