LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,798
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,067
−HK$1,289/mo
Today · 4.125%
HK$43,356
baseline
▲ 0.50% · 4.625%
HK$45,994
+HK$2,638/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,712/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$670,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,387
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,604
−HK$1,235/mo
Today · 4.125%
HK$47,839
baseline
▲ 0.50% · 4.625%
HK$50,361
+HK$2,522/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,678/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$670,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,957
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,480
−HK$1,547/mo
Today · 4.125%
HK$52,027
baseline
▲ 0.50% · 4.625%
HK$55,193
+HK$3,166/mo
Deposit HK$7.16M · loan HK$10.73M · min. income ≈ HK$104,054/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$670,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,464
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,925
−HK$1,482/mo
Today · 4.125%
HK$57,407
baseline
▲ 0.50% · 4.625%
HK$60,433
+HK$3,026/mo
Deposit HK$7.16M · loan HK$10.73M · min. income ≈ HK$114,814/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$670,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,117
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,893
−HK$1,805/mo
Today · 4.125%
HK$60,698
baseline
▲ 0.50% · 4.625%
HK$64,392
+HK$3,694/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$121,396/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,542
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$65,246
−HK$1,729/mo
Today · 4.125%
HK$66,975
baseline
▲ 0.50% · 4.625%
HK$70,505
+HK$3,530/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$133,950/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,436
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$75,720
−HK$2,321/mo
Today · 4.125%
HK$78,041
baseline
▲ 0.50% · 4.625%
HK$82,789
+HK$4,748/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$156,082/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,696
−HK$4,414/mo
▼ 0.25% · 3.875%
HK$83,887
−HK$2,223/mo
Today · 4.125%
HK$86,110
baseline
▲ 0.50% · 4.625%
HK$90,649
+HK$4,539/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$172,220/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,937 · Scale 2, in force from 26 Feb 2026)