LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,800
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,069
−HK$1,290/mo
Today · 4.125%
HK$43,359
baseline
▲ 0.50% · 4.625%
HK$45,997
+HK$2,638/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,718/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$670,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,390
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,607
−HK$1,235/mo
Today · 4.125%
HK$47,842
baseline
▲ 0.50% · 4.625%
HK$50,364
+HK$2,522/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,684/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$670,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,960
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,483
−HK$1,548/mo
Today · 4.125%
HK$52,031
baseline
▲ 0.50% · 4.625%
HK$55,196
+HK$3,165/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,062/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$670,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,468
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,929
−HK$1,482/mo
Today · 4.125%
HK$57,411
baseline
▲ 0.50% · 4.625%
HK$60,437
+HK$3,026/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,822/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$670,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,120
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$58,897
−HK$1,805/mo
Today · 4.125%
HK$60,702
baseline
▲ 0.50% · 4.625%
HK$64,396
+HK$3,694/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$121,404/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,546
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$65,250
−HK$1,729/mo
Today · 4.125%
HK$66,979
baseline
▲ 0.50% · 4.625%
HK$70,510
+HK$3,531/mo
Deposit HK$5.37M · loan HK$12.52M · min. income ≈ HK$133,958/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$670,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,440
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$75,725
−HK$2,321/mo
Today · 4.125%
HK$78,046
baseline
▲ 0.50% · 4.625%
HK$82,795
+HK$4,749/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$156,092/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,702
−HK$4,414/mo
▼ 0.25% · 3.875%
HK$83,893
−HK$2,223/mo
Today · 4.125%
HK$86,116
baseline
▲ 0.50% · 4.625%
HK$90,655
+HK$4,539/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$172,232/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$670,982 · Scale 2, in force from 26 Feb 2026)