LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,801
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,071
−HK$1,289/mo
Today · 4.125%
HK$43,360
baseline
▲ 0.50% · 4.625%
HK$45,998
+HK$2,638/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,720/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,391
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,608
−HK$1,235/mo
Today · 4.125%
HK$47,843
baseline
▲ 0.50% · 4.625%
HK$50,365
+HK$2,522/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,686/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,962
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,485
−HK$1,547/mo
Today · 4.125%
HK$52,032
baseline
▲ 0.50% · 4.625%
HK$55,198
+HK$3,166/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,064/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,469
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,930
−HK$1,482/mo
Today · 4.125%
HK$57,412
baseline
▲ 0.50% · 4.625%
HK$60,438
+HK$3,026/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,824/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,122
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$58,899
−HK$1,805/mo
Today · 4.125%
HK$60,704
baseline
▲ 0.50% · 4.625%
HK$64,398
+HK$3,694/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$121,408/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,548
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$65,252
−HK$1,729/mo
Today · 4.125%
HK$66,981
baseline
▲ 0.50% · 4.625%
HK$70,511
+HK$3,530/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$133,962/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,442
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$75,727
−HK$2,321/mo
Today · 4.125%
HK$78,048
baseline
▲ 0.50% · 4.625%
HK$82,797
+HK$4,749/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$156,096/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,704
−HK$4,414/mo
▼ 0.25% · 3.875%
HK$83,895
−HK$2,223/mo
Today · 4.125%
HK$86,118
baseline
▲ 0.50% · 4.625%
HK$90,658
+HK$4,540/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$172,236/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,000 · Scale 2, in force from 26 Feb 2026)