LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,802
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,072
−HK$1,289/mo
Today · 4.125%
HK$43,361
baseline
▲ 0.50% · 4.625%
HK$46,000
+HK$2,639/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,722/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,392
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,610
−HK$1,235/mo
Today · 4.125%
HK$47,845
baseline
▲ 0.50% · 4.625%
HK$50,367
+HK$2,522/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,690/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,963
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,486
−HK$1,547/mo
Today · 4.125%
HK$52,033
baseline
▲ 0.50% · 4.625%
HK$55,200
+HK$3,167/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,066/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,471
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,932
−HK$1,482/mo
Today · 4.125%
HK$57,414
baseline
▲ 0.50% · 4.625%
HK$60,440
+HK$3,026/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,828/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,123
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$58,900
−HK$1,806/mo
Today · 4.125%
HK$60,706
baseline
▲ 0.50% · 4.625%
HK$64,399
+HK$3,693/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$121,412/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,549
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,254
−HK$1,729/mo
Today · 4.125%
HK$66,983
baseline
▲ 0.50% · 4.625%
HK$70,513
+HK$3,530/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$133,966/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,444
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$75,729
−HK$2,321/mo
Today · 4.125%
HK$78,050
baseline
▲ 0.50% · 4.625%
HK$82,799
+HK$4,749/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$156,100/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,706
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$83,898
−HK$2,223/mo
Today · 4.125%
HK$86,121
baseline
▲ 0.50% · 4.625%
HK$90,660
+HK$4,539/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$172,242/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,019 · Scale 2, in force from 26 Feb 2026)