LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,803
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,072
−HK$1,290/mo
Today · 4.125%
HK$43,362
baseline
▲ 0.50% · 4.625%
HK$46,000
+HK$2,638/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,724/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,393
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,611
−HK$1,235/mo
Today · 4.125%
HK$47,846
baseline
▲ 0.50% · 4.625%
HK$50,368
+HK$2,522/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,692/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,964
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,487
−HK$1,547/mo
Today · 4.125%
HK$52,034
baseline
▲ 0.50% · 4.625%
HK$55,200
+HK$3,166/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,068/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,472
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,933
−HK$1,482/mo
Today · 4.125%
HK$57,415
baseline
▲ 0.50% · 4.625%
HK$60,441
+HK$3,026/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,830/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,124
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$58,901
−HK$1,806/mo
Today · 4.125%
HK$60,707
baseline
▲ 0.50% · 4.625%
HK$64,400
+HK$3,693/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$121,414/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,550
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,255
−HK$1,729/mo
Today · 4.125%
HK$66,984
baseline
▲ 0.50% · 4.625%
HK$70,515
+HK$3,531/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$133,968/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,446
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$75,730
−HK$2,321/mo
Today · 4.125%
HK$78,051
baseline
▲ 0.50% · 4.625%
HK$82,801
+HK$4,750/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$156,102/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,708
−HK$4,414/mo
▼ 0.25% · 3.875%
HK$83,899
−HK$2,223/mo
Today · 4.125%
HK$86,122
baseline
▲ 0.50% · 4.625%
HK$90,662
+HK$4,540/mo
Deposit HK$1.79M · loan HK$16.10M · min. income ≈ HK$172,244/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,029 · Scale 2, in force from 26 Feb 2026)