LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,804
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,074
−HK$1,289/mo
Today · 4.125%
HK$43,363
baseline
▲ 0.50% · 4.625%
HK$46,002
+HK$2,639/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,726/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,394
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,612
−HK$1,235/mo
Today · 4.125%
HK$47,847
baseline
▲ 0.50% · 4.625%
HK$50,369
+HK$2,522/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,694/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,965
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,488
−HK$1,548/mo
Today · 4.125%
HK$52,036
baseline
▲ 0.50% · 4.625%
HK$55,202
+HK$3,166/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,072/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,473
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,934
−HK$1,482/mo
Today · 4.125%
HK$57,416
baseline
▲ 0.50% · 4.625%
HK$60,443
+HK$3,027/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,832/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,126
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$58,903
−HK$1,805/mo
Today · 4.125%
HK$60,708
baseline
▲ 0.50% · 4.625%
HK$64,402
+HK$3,694/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$121,416/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,552
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,257
−HK$1,729/mo
Today · 4.125%
HK$66,986
baseline
▲ 0.50% · 4.625%
HK$70,517
+HK$3,531/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$133,972/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,448
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$75,732
−HK$2,322/mo
Today · 4.125%
HK$78,054
baseline
▲ 0.50% · 4.625%
HK$82,803
+HK$4,749/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$156,108/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,710
−HK$4,414/mo
▼ 0.25% · 3.875%
HK$83,901
−HK$2,223/mo
Today · 4.125%
HK$86,124
baseline
▲ 0.50% · 4.625%
HK$90,664
+HK$4,540/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$172,248/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,048 · Scale 2, in force from 26 Feb 2026)