LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,805
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,074
−HK$1,290/mo
Today · 4.125%
HK$43,364
baseline
▲ 0.50% · 4.625%
HK$46,002
+HK$2,638/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,728/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,395
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,613
−HK$1,235/mo
Today · 4.125%
HK$47,848
baseline
▲ 0.50% · 4.625%
HK$50,370
+HK$2,522/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,696/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,966
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,489
−HK$1,547/mo
Today · 4.125%
HK$52,036
baseline
▲ 0.50% · 4.625%
HK$55,203
+HK$3,167/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,072/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,474
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,935
−HK$1,482/mo
Today · 4.125%
HK$57,417
baseline
▲ 0.50% · 4.625%
HK$60,444
+HK$3,027/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,834/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,127
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$58,904
−HK$1,805/mo
Today · 4.125%
HK$60,709
baseline
▲ 0.50% · 4.625%
HK$64,403
+HK$3,694/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$121,418/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,553
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,258
−HK$1,729/mo
Today · 4.125%
HK$66,987
baseline
▲ 0.50% · 4.625%
HK$70,518
+HK$3,531/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$133,974/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,449
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$75,733
−HK$2,322/mo
Today · 4.125%
HK$78,055
baseline
▲ 0.50% · 4.625%
HK$82,804
+HK$4,749/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$156,110/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,711
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$83,903
−HK$2,223/mo
Today · 4.125%
HK$86,126
baseline
▲ 0.50% · 4.625%
HK$90,665
+HK$4,539/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$172,252/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,058 · Scale 2, in force from 26 Feb 2026)