LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,805
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,075
−HK$1,289/mo
Today · 4.125%
HK$43,364
baseline
▲ 0.50% · 4.625%
HK$46,003
+HK$2,639/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,728/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,396
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,613
−HK$1,235/mo
Today · 4.125%
HK$47,848
baseline
▲ 0.50% · 4.625%
HK$50,370
+HK$2,522/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,696/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,967
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$50,490
−HK$1,547/mo
Today · 4.125%
HK$52,037
baseline
▲ 0.50% · 4.625%
HK$55,203
+HK$3,166/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,074/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,475
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,936
−HK$1,482/mo
Today · 4.125%
HK$57,418
baseline
▲ 0.50% · 4.625%
HK$60,444
+HK$3,026/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,836/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,128
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$58,905
−HK$1,805/mo
Today · 4.125%
HK$60,710
baseline
▲ 0.50% · 4.625%
HK$64,404
+HK$3,694/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$121,420/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,554
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$65,258
−HK$1,729/mo
Today · 4.125%
HK$66,987
baseline
▲ 0.50% · 4.625%
HK$70,518
+HK$3,531/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$133,974/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,450
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$75,734
−HK$2,322/mo
Today · 4.125%
HK$78,056
baseline
▲ 0.50% · 4.625%
HK$82,805
+HK$4,749/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$156,112/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,712
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$83,904
−HK$2,223/mo
Today · 4.125%
HK$86,127
baseline
▲ 0.50% · 4.625%
HK$90,667
+HK$4,540/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$172,254/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,067 · Scale 2, in force from 26 Feb 2026)