LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,806
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,075
−HK$1,290/mo
Today · 4.125%
HK$43,365
baseline
▲ 0.50% · 4.625%
HK$46,004
+HK$2,639/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,730/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,396
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,614
−HK$1,235/mo
Today · 4.125%
HK$47,849
baseline
▲ 0.50% · 4.625%
HK$50,371
+HK$2,522/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,698/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,967
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,490
−HK$1,548/mo
Today · 4.125%
HK$52,038
baseline
▲ 0.50% · 4.625%
HK$55,204
+HK$3,166/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,076/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,475
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,936
−HK$1,483/mo
Today · 4.125%
HK$57,419
baseline
▲ 0.50% · 4.625%
HK$60,445
+HK$3,026/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,838/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,128
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$58,905
−HK$1,806/mo
Today · 4.125%
HK$60,711
baseline
▲ 0.50% · 4.625%
HK$64,405
+HK$3,694/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$121,422/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,555
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$65,259
−HK$1,729/mo
Today · 4.125%
HK$66,988
baseline
▲ 0.50% · 4.625%
HK$70,519
+HK$3,531/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$133,976/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,451
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$75,735
−HK$2,322/mo
Today · 4.125%
HK$78,057
baseline
▲ 0.50% · 4.625%
HK$82,806
+HK$4,749/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$156,114/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,713
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$83,905
−HK$2,223/mo
Today · 4.125%
HK$86,128
baseline
▲ 0.50% · 4.625%
HK$90,668
+HK$4,540/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$172,256/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,076 · Scale 2, in force from 26 Feb 2026)