LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,806
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,076
−HK$1,289/mo
Today · 4.125%
HK$43,365
baseline
▲ 0.50% · 4.625%
HK$46,004
+HK$2,639/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,730/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,397
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,614
−HK$1,235/mo
Today · 4.125%
HK$47,849
baseline
▲ 0.50% · 4.625%
HK$50,371
+HK$2,522/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,698/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,967
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,491
−HK$1,547/mo
Today · 4.125%
HK$52,038
baseline
▲ 0.50% · 4.625%
HK$55,205
+HK$3,167/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,076/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,476
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,937
−HK$1,482/mo
Today · 4.125%
HK$57,419
baseline
▲ 0.50% · 4.625%
HK$60,446
+HK$3,027/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,838/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,129
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$58,906
−HK$1,805/mo
Today · 4.125%
HK$60,711
baseline
▲ 0.50% · 4.625%
HK$64,405
+HK$3,694/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$121,422/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,555
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,260
−HK$1,729/mo
Today · 4.125%
HK$66,989
baseline
▲ 0.50% · 4.625%
HK$70,520
+HK$3,531/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$133,978/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,451
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$75,736
−HK$2,321/mo
Today · 4.125%
HK$78,057
baseline
▲ 0.50% · 4.625%
HK$82,807
+HK$4,750/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$156,114/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,714
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$83,905
−HK$2,224/mo
Today · 4.125%
HK$86,129
baseline
▲ 0.50% · 4.625%
HK$90,668
+HK$4,539/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$172,258/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,080 · Scale 2, in force from 26 Feb 2026)