LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,809
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,078
−HK$1,290/mo
Today · 4.125%
HK$43,368
baseline
▲ 0.50% · 4.625%
HK$46,006
+HK$2,638/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,736/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,399
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,617
−HK$1,235/mo
Today · 4.125%
HK$47,852
baseline
▲ 0.50% · 4.625%
HK$50,374
+HK$2,522/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,704/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,970
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,494
−HK$1,547/mo
Today · 4.125%
HK$52,041
baseline
▲ 0.50% · 4.625%
HK$55,208
+HK$3,167/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,082/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,479
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,940
−HK$1,482/mo
Today · 4.125%
HK$57,422
baseline
▲ 0.50% · 4.625%
HK$60,449
+HK$3,027/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,844/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,132
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$58,909
−HK$1,806/mo
Today · 4.125%
HK$60,715
baseline
▲ 0.50% · 4.625%
HK$64,409
+HK$3,694/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$121,430/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,559
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,263
−HK$1,730/mo
Today · 4.125%
HK$66,993
baseline
▲ 0.50% · 4.625%
HK$70,524
+HK$3,531/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$133,986/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,455
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$75,740
−HK$2,322/mo
Today · 4.125%
HK$78,062
baseline
▲ 0.50% · 4.625%
HK$82,812
+HK$4,750/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$156,124/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,718
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$83,910
−HK$2,223/mo
Today · 4.125%
HK$86,133
baseline
▲ 0.50% · 4.625%
HK$90,674
+HK$4,541/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$172,266/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,119 · Scale 2, in force from 26 Feb 2026)