LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,809
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,079
−HK$1,289/mo
Today · 4.125%
HK$43,368
baseline
▲ 0.50% · 4.625%
HK$46,007
+HK$2,639/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,736/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,400
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,618
−HK$1,235/mo
Today · 4.125%
HK$47,853
baseline
▲ 0.50% · 4.625%
HK$50,375
+HK$2,522/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,706/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,971
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,494
−HK$1,548/mo
Today · 4.125%
HK$52,042
baseline
▲ 0.50% · 4.625%
HK$55,209
+HK$3,167/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,084/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,480
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,941
−HK$1,482/mo
Today · 4.125%
HK$57,423
baseline
▲ 0.50% · 4.625%
HK$60,450
+HK$3,027/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,846/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,133
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$58,910
−HK$1,806/mo
Today · 4.125%
HK$60,716
baseline
▲ 0.50% · 4.625%
HK$64,410
+HK$3,694/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$121,432/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,560
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,265
−HK$1,729/mo
Today · 4.125%
HK$66,994
baseline
▲ 0.50% · 4.625%
HK$70,525
+HK$3,531/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$133,988/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,457
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$75,742
−HK$2,321/mo
Today · 4.125%
HK$78,063
baseline
▲ 0.50% · 4.625%
HK$82,813
+HK$4,750/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$156,126/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,720
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$83,912
−HK$2,223/mo
Today · 4.125%
HK$86,135
baseline
▲ 0.50% · 4.625%
HK$90,675
+HK$4,540/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$172,270/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,130 · Scale 2, in force from 26 Feb 2026)