LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,810
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,080
−HK$1,290/mo
Today · 4.125%
HK$43,370
baseline
▲ 0.50% · 4.625%
HK$46,009
+HK$2,639/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,740/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,401
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,619
−HK$1,235/mo
Today · 4.125%
HK$47,854
baseline
▲ 0.50% · 4.625%
HK$50,377
+HK$2,523/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,708/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,972
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,496
−HK$1,548/mo
Today · 4.125%
HK$52,044
baseline
▲ 0.50% · 4.625%
HK$55,210
+HK$3,166/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,088/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,481
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,943
−HK$1,482/mo
Today · 4.125%
HK$57,425
baseline
▲ 0.50% · 4.625%
HK$60,452
+HK$3,027/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,850/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,135
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$58,912
−HK$1,805/mo
Today · 4.125%
HK$60,717
baseline
▲ 0.50% · 4.625%
HK$64,412
+HK$3,695/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$121,434/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,562
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,266
−HK$1,730/mo
Today · 4.125%
HK$66,996
baseline
▲ 0.50% · 4.625%
HK$70,527
+HK$3,531/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$133,992/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,459
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$75,744
−HK$2,321/mo
Today · 4.125%
HK$78,065
baseline
▲ 0.50% · 4.625%
HK$82,815
+HK$4,750/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$156,130/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,722
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$83,914
−HK$2,223/mo
Today · 4.125%
HK$86,137
baseline
▲ 0.50% · 4.625%
HK$90,678
+HK$4,541/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$172,274/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,149 · Scale 2, in force from 26 Feb 2026)