LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,811
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,080
−HK$1,290/mo
Today · 4.125%
HK$43,370
baseline
▲ 0.50% · 4.625%
HK$46,009
+HK$2,639/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,740/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,402
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,619
−HK$1,236/mo
Today · 4.125%
HK$47,855
baseline
▲ 0.50% · 4.625%
HK$50,377
+HK$2,522/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,710/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,973
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,497
−HK$1,547/mo
Today · 4.125%
HK$52,044
baseline
▲ 0.50% · 4.625%
HK$55,211
+HK$3,167/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,088/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,482
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,943
−HK$1,483/mo
Today · 4.125%
HK$57,426
baseline
▲ 0.50% · 4.625%
HK$60,453
+HK$3,027/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,852/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,135
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$58,913
−HK$1,805/mo
Today · 4.125%
HK$60,718
baseline
▲ 0.50% · 4.625%
HK$64,413
+HK$3,695/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$121,436/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,563
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,267
−HK$1,730/mo
Today · 4.125%
HK$66,997
baseline
▲ 0.50% · 4.625%
HK$70,528
+HK$3,531/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$133,994/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,460
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$75,745
−HK$2,321/mo
Today · 4.125%
HK$78,066
baseline
▲ 0.50% · 4.625%
HK$82,816
+HK$4,750/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$156,132/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,723
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$83,915
−HK$2,223/mo
Today · 4.125%
HK$86,138
baseline
▲ 0.50% · 4.625%
HK$90,679
+HK$4,541/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$172,276/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,158 · Scale 2, in force from 26 Feb 2026)