LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,811
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,081
−HK$1,290/mo
Today · 4.125%
HK$43,371
baseline
▲ 0.50% · 4.625%
HK$46,010
+HK$2,639/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,742/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,402
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,620
−HK$1,235/mo
Today · 4.125%
HK$47,855
baseline
▲ 0.50% · 4.625%
HK$50,378
+HK$2,523/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,710/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,974
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,497
−HK$1,548/mo
Today · 4.125%
HK$52,045
baseline
▲ 0.50% · 4.625%
HK$55,211
+HK$3,166/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,090/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,483
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$55,944
−HK$1,482/mo
Today · 4.125%
HK$57,426
baseline
▲ 0.50% · 4.625%
HK$60,453
+HK$3,027/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,852/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,136
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$58,913
−HK$1,806/mo
Today · 4.125%
HK$60,719
baseline
▲ 0.50% · 4.625%
HK$64,413
+HK$3,694/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$121,438/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,563
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,268
−HK$1,729/mo
Today · 4.125%
HK$66,997
baseline
▲ 0.50% · 4.625%
HK$70,529
+HK$3,532/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$133,994/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,460
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$75,745
−HK$2,322/mo
Today · 4.125%
HK$78,067
baseline
▲ 0.50% · 4.625%
HK$82,817
+HK$4,750/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$156,134/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,724
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$83,916
−HK$2,223/mo
Today · 4.125%
HK$86,139
baseline
▲ 0.50% · 4.625%
HK$90,680
+HK$4,541/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$172,278/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,163 · Scale 2, in force from 26 Feb 2026)