LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,814
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,084
−HK$1,290/mo
Today · 4.125%
HK$43,374
baseline
▲ 0.50% · 4.625%
HK$46,013
+HK$2,639/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,748/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,405
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,623
−HK$1,235/mo
Today · 4.125%
HK$47,858
baseline
▲ 0.50% · 4.625%
HK$50,381
+HK$2,523/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,716/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,977
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,500
−HK$1,548/mo
Today · 4.125%
HK$52,048
baseline
▲ 0.50% · 4.625%
HK$55,215
+HK$3,167/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,096/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,486
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,948
−HK$1,482/mo
Today · 4.125%
HK$57,430
baseline
▲ 0.50% · 4.625%
HK$60,457
+HK$3,027/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,860/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,140
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$58,917
−HK$1,806/mo
Today · 4.125%
HK$60,723
baseline
▲ 0.50% · 4.625%
HK$64,418
+HK$3,695/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$121,446/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,567
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$65,272
−HK$1,730/mo
Today · 4.125%
HK$67,002
baseline
▲ 0.50% · 4.625%
HK$70,534
+HK$3,532/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$134,004/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,465
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$75,751
−HK$2,321/mo
Today · 4.125%
HK$78,072
baseline
▲ 0.50% · 4.625%
HK$82,823
+HK$4,751/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$156,144/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,730
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$83,922
−HK$2,223/mo
Today · 4.125%
HK$86,145
baseline
▲ 0.50% · 4.625%
HK$90,686
+HK$4,541/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$172,290/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,210 · Scale 2, in force from 26 Feb 2026)