LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,817
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,086
−HK$1,290/mo
Today · 4.125%
HK$43,376
baseline
▲ 0.50% · 4.625%
HK$46,016
+HK$2,640/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,752/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,408
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,626
−HK$1,236/mo
Today · 4.125%
HK$47,862
baseline
▲ 0.50% · 4.625%
HK$50,384
+HK$2,522/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,724/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,980
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,504
−HK$1,548/mo
Today · 4.125%
HK$52,052
baseline
▲ 0.50% · 4.625%
HK$55,219
+HK$3,167/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,104/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,490
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,951
−HK$1,483/mo
Today · 4.125%
HK$57,434
baseline
▲ 0.50% · 4.625%
HK$60,461
+HK$3,027/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,868/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,143
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$58,921
−HK$1,806/mo
Today · 4.125%
HK$60,727
baseline
▲ 0.50% · 4.625%
HK$64,422
+HK$3,695/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$121,454/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,572
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$65,276
−HK$1,730/mo
Today · 4.125%
HK$67,006
baseline
▲ 0.50% · 4.625%
HK$70,538
+HK$3,532/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$134,012/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,470
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$75,756
−HK$2,321/mo
Today · 4.125%
HK$78,077
baseline
▲ 0.50% · 4.625%
HK$82,828
+HK$4,751/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$156,154/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,735
−HK$4,416/mo
▼ 0.25% · 3.875%
HK$83,927
−HK$2,224/mo
Today · 4.125%
HK$86,151
baseline
▲ 0.50% · 4.625%
HK$90,692
+HK$4,541/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$172,302/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,253 · Scale 2, in force from 26 Feb 2026)