LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,820
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,089
−HK$1,290/mo
Today · 4.125%
HK$43,379
baseline
▲ 0.50% · 4.625%
HK$46,019
+HK$2,640/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,758/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,411
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,629
−HK$1,236/mo
Today · 4.125%
HK$47,865
baseline
▲ 0.50% · 4.625%
HK$50,388
+HK$2,523/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,730/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,983
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,507
−HK$1,548/mo
Today · 4.125%
HK$52,055
baseline
▲ 0.50% · 4.625%
HK$55,223
+HK$3,168/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,110/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,494
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,955
−HK$1,483/mo
Today · 4.125%
HK$57,438
baseline
▲ 0.50% · 4.625%
HK$60,465
+HK$3,027/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,876/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,147
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$58,925
−HK$1,806/mo
Today · 4.125%
HK$60,731
baseline
▲ 0.50% · 4.625%
HK$64,426
+HK$3,695/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$121,462/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,576
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$65,281
−HK$1,730/mo
Today · 4.125%
HK$67,011
baseline
▲ 0.50% · 4.625%
HK$70,543
+HK$3,532/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$134,022/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,475
−HK$4,608/mo
▼ 0.25% · 3.875%
HK$75,761
−HK$2,322/mo
Today · 4.125%
HK$78,083
baseline
▲ 0.50% · 4.625%
HK$82,834
+HK$4,751/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$156,166/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,740
−HK$4,417/mo
▼ 0.25% · 3.875%
HK$83,933
−HK$2,224/mo
Today · 4.125%
HK$86,157
baseline
▲ 0.50% · 4.625%
HK$90,698
+HK$4,541/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$172,314/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,299 · Scale 2, in force from 26 Feb 2026)