LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,821
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$42,090
−HK$1,290/mo
Today · 4.125%
HK$43,380
baseline
▲ 0.50% · 4.625%
HK$46,020
+HK$2,640/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,760/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,412
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,630
−HK$1,236/mo
Today · 4.125%
HK$47,866
baseline
▲ 0.50% · 4.625%
HK$50,389
+HK$2,523/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,732/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,985
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$50,508
−HK$1,548/mo
Today · 4.125%
HK$52,056
baseline
▲ 0.50% · 4.625%
HK$55,224
+HK$3,168/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,112/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,495
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,956
−HK$1,483/mo
Today · 4.125%
HK$57,439
baseline
▲ 0.50% · 4.625%
HK$60,467
+HK$3,028/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,878/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,149
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$58,926
−HK$1,806/mo
Today · 4.125%
HK$60,732
baseline
▲ 0.50% · 4.625%
HK$64,428
+HK$3,696/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$121,464/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,577
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$65,283
−HK$1,729/mo
Today · 4.125%
HK$67,012
baseline
▲ 0.50% · 4.625%
HK$70,545
+HK$3,533/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$134,024/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,477
−HK$4,608/mo
▼ 0.25% · 3.875%
HK$75,763
−HK$2,322/mo
Today · 4.125%
HK$78,085
baseline
▲ 0.50% · 4.625%
HK$82,836
+HK$4,751/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$156,170/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,742
−HK$4,417/mo
▼ 0.25% · 3.875%
HK$83,935
−HK$2,224/mo
Today · 4.125%
HK$86,159
baseline
▲ 0.50% · 4.625%
HK$90,700
+HK$4,541/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$172,318/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,315 · Scale 2, in force from 26 Feb 2026)