LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,821
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,091
−HK$1,290/mo
Today · 4.125%
HK$43,381
baseline
▲ 0.50% · 4.625%
HK$46,021
+HK$2,640/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,762/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,413
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,631
−HK$1,236/mo
Today · 4.125%
HK$47,867
baseline
▲ 0.50% · 4.625%
HK$50,390
+HK$2,523/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,734/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,986
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,509
−HK$1,549/mo
Today · 4.125%
HK$52,058
baseline
▲ 0.50% · 4.625%
HK$55,225
+HK$3,167/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,116/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,496
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,958
−HK$1,482/mo
Today · 4.125%
HK$57,440
baseline
▲ 0.50% · 4.625%
HK$60,468
+HK$3,028/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,880/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,150
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$58,928
−HK$1,806/mo
Today · 4.125%
HK$60,734
baseline
▲ 0.50% · 4.625%
HK$64,429
+HK$3,695/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$121,468/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,579
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$65,284
−HK$1,730/mo
Today · 4.125%
HK$67,014
baseline
▲ 0.50% · 4.625%
HK$70,546
+HK$3,532/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$134,028/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,479
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$75,764
−HK$2,322/mo
Today · 4.125%
HK$78,086
baseline
▲ 0.50% · 4.625%
HK$82,838
+HK$4,752/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$156,172/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,744
−HK$4,417/mo
▼ 0.25% · 3.875%
HK$83,936
−HK$2,225/mo
Today · 4.125%
HK$86,161
baseline
▲ 0.50% · 4.625%
HK$90,702
+HK$4,541/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$172,322/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,330 · Scale 2, in force from 26 Feb 2026)