LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,824
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,094
−HK$1,290/mo
Today · 4.125%
HK$43,384
baseline
▲ 0.50% · 4.625%
HK$46,024
+HK$2,640/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,768/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,416
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,634
−HK$1,236/mo
Today · 4.125%
HK$47,870
baseline
▲ 0.50% · 4.625%
HK$50,393
+HK$2,523/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,740/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,988
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,512
−HK$1,548/mo
Today · 4.125%
HK$52,060
baseline
▲ 0.50% · 4.625%
HK$55,228
+HK$3,168/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,120/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,499
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,961
−HK$1,483/mo
Today · 4.125%
HK$57,444
baseline
▲ 0.50% · 4.625%
HK$60,472
+HK$3,028/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,888/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,153
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$58,931
−HK$1,806/mo
Today · 4.125%
HK$60,737
baseline
▲ 0.50% · 4.625%
HK$64,433
+HK$3,696/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$121,474/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,582
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$65,288
−HK$1,730/mo
Today · 4.125%
HK$67,018
baseline
▲ 0.50% · 4.625%
HK$70,550
+HK$3,532/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$134,036/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,483
−HK$4,608/mo
▼ 0.25% · 3.875%
HK$75,768
−HK$2,323/mo
Today · 4.125%
HK$78,091
baseline
▲ 0.50% · 4.625%
HK$82,842
+HK$4,751/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$156,182/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,749
−HK$4,416/mo
▼ 0.25% · 3.875%
HK$83,941
−HK$2,224/mo
Today · 4.125%
HK$86,165
baseline
▲ 0.50% · 4.625%
HK$90,707
+HK$4,542/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$172,330/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,368 · Scale 2, in force from 26 Feb 2026)