LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,825
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,095
−HK$1,290/mo
Today · 4.125%
HK$43,385
baseline
▲ 0.50% · 4.625%
HK$46,025
+HK$2,640/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,770/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,418
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$46,636
−HK$1,235/mo
Today · 4.125%
HK$47,871
baseline
▲ 0.50% · 4.625%
HK$50,395
+HK$2,524/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,742/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,990
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,514
−HK$1,548/mo
Today · 4.125%
HK$52,062
baseline
▲ 0.50% · 4.625%
HK$55,230
+HK$3,168/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,124/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,501
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,963
−HK$1,483/mo
Today · 4.125%
HK$57,446
baseline
▲ 0.50% · 4.625%
HK$60,474
+HK$3,028/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,892/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,155
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$58,933
−HK$1,806/mo
Today · 4.125%
HK$60,739
baseline
▲ 0.50% · 4.625%
HK$64,435
+HK$3,696/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$121,478/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,585
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$65,290
−HK$1,730/mo
Today · 4.125%
HK$67,020
baseline
▲ 0.50% · 4.625%
HK$70,553
+HK$3,533/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$134,040/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,485
−HK$4,608/mo
▼ 0.25% · 3.875%
HK$75,771
−HK$2,322/mo
Today · 4.125%
HK$78,093
baseline
▲ 0.50% · 4.625%
HK$82,845
+HK$4,752/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$156,186/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,752
−HK$4,416/mo
▼ 0.25% · 3.875%
HK$83,944
−HK$2,224/mo
Today · 4.125%
HK$86,168
baseline
▲ 0.50% · 4.625%
HK$90,710
+HK$4,542/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$172,336/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,391 · Scale 2, in force from 26 Feb 2026)