LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,826
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,096
−HK$1,290/mo
Today · 4.125%
HK$43,386
baseline
▲ 0.50% · 4.625%
HK$46,026
+HK$2,640/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,772/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,419
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,637
−HK$1,236/mo
Today · 4.125%
HK$47,873
baseline
▲ 0.50% · 4.625%
HK$50,396
+HK$2,523/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,746/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,992
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,515
−HK$1,549/mo
Today · 4.125%
HK$52,064
baseline
▲ 0.50% · 4.625%
HK$55,232
+HK$3,168/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,128/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,503
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$55,964
−HK$1,483/mo
Today · 4.125%
HK$57,447
baseline
▲ 0.50% · 4.625%
HK$60,475
+HK$3,028/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,894/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,157
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$58,935
−HK$1,806/mo
Today · 4.125%
HK$60,741
baseline
▲ 0.50% · 4.625%
HK$64,437
+HK$3,696/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$121,482/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,586
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$65,292
−HK$1,730/mo
Today · 4.125%
HK$67,022
baseline
▲ 0.50% · 4.625%
HK$70,555
+HK$3,533/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$134,044/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,487
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$75,773
−HK$2,323/mo
Today · 4.125%
HK$78,096
baseline
▲ 0.50% · 4.625%
HK$82,848
+HK$4,752/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$156,192/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,754
−HK$4,417/mo
▼ 0.25% · 3.875%
HK$83,946
−HK$2,225/mo
Today · 4.125%
HK$86,171
baseline
▲ 0.50% · 4.625%
HK$90,713
+HK$4,542/mo
Deposit HK$1.79M · loan HK$16.11M · min. income ≈ HK$172,342/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,410 · Scale 2, in force from 26 Feb 2026)