LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,831
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,101
−HK$1,291/mo
Today · 4.125%
HK$43,392
baseline
▲ 0.50% · 4.625%
HK$46,032
+HK$2,640/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,784/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,424
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,643
−HK$1,236/mo
Today · 4.125%
HK$47,879
baseline
▲ 0.50% · 4.625%
HK$50,402
+HK$2,523/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,758/mo (50% DSR)
Upfront cash ≈ HK$9.62M (deposit + AVD stamp duty HK$671,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,998
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$50,522
−HK$1,548/mo
Today · 4.125%
HK$52,070
baseline
▲ 0.50% · 4.625%
HK$55,239
+HK$3,169/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,140/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,509
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,971
−HK$1,483/mo
Today · 4.125%
HK$57,454
baseline
▲ 0.50% · 4.625%
HK$60,483
+HK$3,029/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,908/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,164
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$58,942
−HK$1,807/mo
Today · 4.125%
HK$60,749
baseline
▲ 0.50% · 4.625%
HK$64,445
+HK$3,696/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$121,498/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,594
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$65,300
−HK$1,730/mo
Today · 4.125%
HK$67,030
baseline
▲ 0.50% · 4.625%
HK$70,563
+HK$3,533/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$134,060/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,496
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$75,783
−HK$2,322/mo
Today · 4.125%
HK$78,105
baseline
▲ 0.50% · 4.625%
HK$82,858
+HK$4,753/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$156,210/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,764
−HK$4,417/mo
▼ 0.25% · 3.875%
HK$83,957
−HK$2,224/mo
Today · 4.125%
HK$86,181
baseline
▲ 0.50% · 4.625%
HK$90,724
+HK$4,543/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$172,362/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,493 · Scale 2, in force from 26 Feb 2026)