LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,833
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,103
−HK$1,290/mo
Today · 4.125%
HK$43,393
baseline
▲ 0.50% · 4.625%
HK$46,034
+HK$2,641/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$86,786/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,426
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,644
−HK$1,236/mo
Today · 4.125%
HK$47,880
baseline
▲ 0.50% · 4.625%
HK$50,404
+HK$2,524/mo
Deposit HK$8.95M · loan HK$8.95M · min. income ≈ HK$95,760/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$671,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,999
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$50,523
−HK$1,549/mo
Today · 4.125%
HK$52,072
baseline
▲ 0.50% · 4.625%
HK$55,240
+HK$3,168/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$104,144/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,511
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$55,973
−HK$1,483/mo
Today · 4.125%
HK$57,456
baseline
▲ 0.50% · 4.625%
HK$60,485
+HK$3,029/mo
Deposit HK$7.16M · loan HK$10.74M · min. income ≈ HK$114,912/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$671,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,166
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$58,944
−HK$1,806/mo
Today · 4.125%
HK$60,750
baseline
▲ 0.50% · 4.625%
HK$64,447
+HK$3,697/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$121,500/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,596
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$65,302
−HK$1,730/mo
Today · 4.125%
HK$67,032
baseline
▲ 0.50% · 4.625%
HK$70,566
+HK$3,534/mo
Deposit HK$5.37M · loan HK$12.53M · min. income ≈ HK$134,064/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$671,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,499
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$75,785
−HK$2,323/mo
Today · 4.125%
HK$78,108
baseline
▲ 0.50% · 4.625%
HK$82,860
+HK$4,752/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$156,216/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,767
−HK$4,417/mo
▼ 0.25% · 3.875%
HK$83,960
−HK$2,224/mo
Today · 4.125%
HK$86,184
baseline
▲ 0.50% · 4.625%
HK$90,727
+HK$4,543/mo
Deposit HK$1.79M · loan HK$16.12M · min. income ≈ HK$172,368/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$671,514 · Scale 2, in force from 26 Feb 2026)